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Mortgage arrears or payment difficulties Difficulties with paying your mortgage - what to do, who to contact and who can help Council Tax arrears What to do if you can't pay your Council Tax and what happens if you don't pay Rent arrears Falling behind with your rent - what to do, your rights as a tenant and who can help Tax and other debts owing to HM Revenue & Customs' What happens if you don't pay your tax bill, how HM Revenue & Customs (HMRC) can help and what to expect if they take court proceedings Hire purchase and debt What to do if you're having problems with a hire purchase agreement What happens to debts when someone dies? How different debts are paid off when someone dies, the possible effect on a jointly owned home and where to get advice Overdrafts and other bank debts Using overdrafts and loans to borrow money from your bank and what to do if you can't pay it back Bailiffs and debt collectors What happens when a bailiff or debt collector calls, what they can and can't do and your rights Overdue utility bills Why you should prioritise overdue utility bills, what to do about arrears and where to go for help Dealing with loan sharks How loan sharks work, why they're best avoided and what to do if you've already borrowed from one
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